"Stop
Foreclosure, Avoid Bankruptcy and Get Money Back"
Cut
the Balance on Your Mortgage by Thousands…
Maybe Even Tens of Thousands… of Dollars.
(Best
Part: Your
bank or mortgage company MUST do this for you when you
apply what I
teach.My system
literally forces your lender to modify your mortgage so you can tell
them to "stick it" if you want.)
Date:
From: Mark
Elkins
Re:
Mortgage Bailout E-Book: Forced Loan Modification; Bad Credit
Refinance; Avoid foreclosure, Foreclosure Help
Dear Mortgage
Holder,
You
may be in the midst of foreclosure or worried about going into
foreclosure on your home because you are behind on your house payments.
This is troubling because you have never been in a situation
like
this before.
Fear may be
eating you up inside. You don't know what will happen to you
or your family.
Anger may be
churning inside you. This was never supposed to happen.
Your family deserves better.
Guilt feelings
may be overwhelming you. You feel that you should have never
allowed this situation to occur.
Panic
may be preventing you from thinking clearly because you don't know how
much longer this will drag on. At the end you have no idea of
of
where you will be living or if perhaps you may even be homeless.
You
may also be embarrassed because you don't know what to tell your family
members and friends. You are afraid of what they'll think of
you.
Yet they can see you are in turmoil. They may be
willing to
help if they knew what was wrong.
The Devastating Impact of
Foreclosure
It
is amazing the impact a foreclosure and bankruptcy can have on us
individually. The impact these can have on our relationships with our
spouse and children can be devastating.
It is a natural reaction
for the feelings and emotions that arise to paralyze a person.
Many feel that there is nothing that they can do about the
foreclosure and they do nothing. Maybe it's just a bad dream
and
it will go away. They can't let others know what is happening
to
them. They are worried about what these people will
think of
them.
The paralysis frequently leads to isolation. The
person withdraws and isolates themselves from others.
Friendships
are lost. People who could help are not asked for help.
The Sad Thing Is That All
of
This Can Be
Avoided.
What are the
main causes of a foreclosure or bankruptcy?
Job Loss
Health Crisis
Loss of
family member through death or divorce
Inability to sell a home in a
soft financial market
Loss of financial savings
A homeowner underestimating the
actual costs of owning a home
A lender misleading a borrower
Each
of these is a major crisis that can impact anyone regardless of
apparent wealth. When you
look
back over history, you will find that may different people have been in
the same situation. Even celebrities like Ed McMahon have
faced foreclosure.
When Faced With Foreclosure
People Need To Act Quickly.
Anyone
facing foreclosure and bankruptcy needs to act act quickly to protect
themselves and to limit their costs. The longer they wait the
greater the potential for a negative outcome and the higher the cost.
People Facing
Foreclosure
Need An
Advocate
Anyone
facing foreclosure and bankruptcy needs an advocate - someone who they
can turn to for help in understanding the process. Someone
who
knows what they are going through. Someone who can give them
correct advice on what steps they can take right now to reverse the
process and let them save their home or show them how to
minimize
their losses.
Don't
delay. Get my EBook today. Start to learn what steps you need
to
take right now to get the upper hand on this foreclosure and to protect
yourself and your family.
INSTANT
ACCESS
Download
your copy NOW! You
can order any time day or night.
Who Am I?
How Can I Help?
You may be
wondering who I am and why I feel that I can help you at this critical
time in your life.
My
name is Mark Elkins. I have been working in real estate since
the
early 1980's. My first real estate transaction was in 1988.
Over the years since then, I have had the opportunity to
encounter and to work with many legal problems. I have come
to
realize that most of these problems stem from what most call "the fine
print" or the technical details in written agreements.
On my
staff I have a contract attorney, three litigators, three real estate
attorneys, two tax attorneys, an estate attorney and an asset
protection specialist. In addition my wife is a criminal
attorney.
In
the time I have spent with these attorneys I have learned a great deal
about the law. While all these attorneys are skilled in the
practice of law, I have learned how to use the practical reality of how
to apply the law to my advantage. One way I used this information
was to buy homes which were in the foreclosure process and save them
from final foreclosure.
90 to 95% of All Mortgages
Written In
The Last 3 Years Are Predatory
In Nature
Recently
an attorney contacted me. He was looking for additional
clients
who were in foreclosure whom he might represent. He told me
that
90 to 95% of all mortgages written in the last 3 years are predatory in
nature. They take unfair advantage of the borrower.
He
added that in 90 to 95% of these mortgages the mortgage lenders
violated the law. A borrower can use this to their advantage
to
stop the foreclosure process entirely or get their loan modified even
if they are behind on their payments.
When I heard this, I started thinking that if this were true, I could
help many people who were being foreclosed on.
This
led me to do my own research. I have found that what he told
me
was correct, There is language in the fine print of most
mortgage
paperwork that allows the borrower to stop foreclosure or simply quit
making mortgage payments and continue to live in their home without
consequences.
Let me repeat
that . . .
I
have found language in the fine print of most mortgage paperwork that
allows the borrower to stop foreclosure or simply quit
making mortgage payments and continue to live in their home
without consequences.
"I took Mark's advice and
consulted a local attorney. After investigating my paperwork, my
attorney found a serious error created by the mortgage company. On the
basis of that information he sued the mortgage company in federal court
and rescinded my mortgage. The lawyer anticipates a large cash
settlement or judgment in our favor. At the end of the day, I should
have a lower mortgage, lower interest rate and cash in my pocket."
- Neil T.
Knowing
this can put you on the offensive - you may be able to go to your
mortgage lender and stop the foreclosure right now. Or
- you may
be able to stop making monthly payments and continue to live in your
home without consequences.
What
if I told you that you may be able to cut your mortgage by tens of
thousands of dollars without paying a nickel and there is nothing the
mortgage lender can do about it? Sound far out? I
did it
myself.
I decided that if this would work for people in foreclosure, it would
also work for those current on their mortgage payments.
I contacted an attorney and we decided to see if we could get my loan
modified. What do you think happened?
The
mortgage lender offered to cut my interest rate to 1% and let me skip 6
payments.
The
mortgage lender sent me a letter outling this. When I read
the
letter and saw what they were doing, my heart started to race.
I
realized that I now had the means to help many people who were in the
midst of foreclosure or who were worried about going into foreclosure.
I
realized that the way I could help most people facing foreclosure was
by putting what I learned into an EBook. That is what I have
done. I have written this EBook in layman's language.
This
book will help you
Learn the steps you need to take
right now to put you on the offensive when dealing with your mortgage
lender,
Make the fine print in all of the forms you signed when you got your
mortgage work for you,
Get the mortgage lender to agree to negotiate with you,
Save you money and, if you want,
Legally tell your mortgage lender to "stick it."
Don't
delay. Get my EBook today. Start to learn what steps you need
to
take right now to get the upper hand on this foreclosure and to protect
yourself and your family.
INSTANT
ACCESS
Download
your copy NOW! You
can order any time day or night.
Inside my EBook you will learn
What Mortgage Lenders Don't Want
You to Know.
How to Stop Foreclosure and
Bankruptcy.
Why Your Mortgage Lender Will
Slash Your Interest Rate and Monthly Payments Significantly.
Ways to Find a Lawyer Who Will
Not Ask You For Payment Upfront.
How to Force Your Mortgage Lender
to Modify Your Loan.
Who to Talk to at Your Mortgage
Lender's Office to Get The Best Results.
How to Stop Those Annoying and
Harrassing Phone Calls.
How to Stay In Your Home As Long
As Possible If All Else Fails.
Ways to Avoid Foreclosure Before
It Happens To You.
How to Refinance Your Mortgage at
a Better Rate Even If You Have Bad Credit.
"My business was in a real
estate related field. When the economy collapsed I took a severe cut in
pay. With reduced income I was barely able to make my mortgage payment
and was facing foreclosure. Thanks to the information contained in this
book, I'm able to save my home and cut my payment substantially."
- John M.
Normally
most people facing foreclosure search for help in stopping the process
in their local area or online. On the internet there are
thousands
of websites offering to help them by filing for bankruptcy or showing
them how to avoid it. There are tens of thousands of sites
offering them bad credit refinancing on their homes. And
there
are hundreds of thousands of sites offering to help them avoid
foreclosure by giving up their home without compensation.
Mortgage
Lenders Wish You Never Found
This Website or Heard About My
EBook
Only
with my Ebook will you find an alternative which can put you on the
offensive. It shows you how to take advantage of all of the
options open to you.
There are
many alternatives which enable the Mortgage Lenders to control the
process to their advantage. In my EBook I show you how to
take
control away from them and retain it throughout the process.
The
information in my EBook shows you what steps to take. It
shows
you how to cut your mortgage by thousands of dollars or even walk away
from your mortgage, keep your home and never owe anything again.
When You Buy My EBook
You Get Much,
Much More
Yes, there is even more.
When you purchase the EBook today, you have access to the
following bonuses:
My
Blog
Here
there are regular updates on what is going on in the mortgage industry
and how it impacts you in avoiding foreclosure or to have your loan
modified.
Discussion
Board
This
is a community discussion board open to anyone who has
purchased this EBook. They can
describe their experiences. They can also talk about any
difficulties or complications they encountered and how they resolved
them. Anyone can ask questions about the process and get
advice from
me and others in the community.
A
Newsletter and Emergency Updates
You
get a subscription to my newsletter. This has more detailed
information than my Blog on ways to battle the mortgage companies, how
to save more money on your mortgage and updates to the information in
the EBook.
In
addition - When anything arises which you have to know about
immediately, I will send you an emergency update alerting you to it.
As
you can see you get much, much more when you purchase my EBook,
You tap into my ongoing knowledge. I am doing this
because as your advocate I want to do all I can to help you.
My
main objective is to help you take charge of the foreclosure process
and to keep your home - the home you always wanted and have worked so
hard for.
Is
it possible that you may lose your home? Yes, unfortunately
in
certain instances people in foreclosure have to give up their homes.
If you are one of these and if you have to give up your home,
I
want to make sure that you exhausted every course of action available
to you to keep this from happening and that you maintain your dignity.
"My mother's house was free
and clear, when an unscrupulous investor convinced her to take a
mortgage against it for investment in a real estate deal. The deal went
bust. Without the anticipated income from the real estate deal my
mother was unable to stretch her Social Security to cover the payments
on the new mortgage. Fortunately after learning Mark's technique, we
consulted an attorney who was able to find an error in the paperwork
that allowed her to save her house."
-Karl
T.
Here's My Guarantee
There is a three
part guarantee.
First
- The Law which enables a borrower to take some action against the
Mortgage Lender has a time limit. If within 7 days of
purchasing
this EBook you discover that your time limit has expired and that your
rights have expired, we will refund your money without any further
questions.
Second -
If within the first 30 days after you purchase the EBook a qualified
attorney tells you that nothing can be done and that you are going to
lose your home, we will refund your money.
Third
- If within 90 days after purchase you feel that the information in
this EBook did not help you take the offensive and understand the steps
you needed to take to save your home or minimize your losses, we will
refund your money.
Act Now!
Your
time is running out. The longer you wait, the less likely
you'll
be able to use the techniques outlined in this EBook.
When
the Mortgage Lenders realize the mistakes that they have made, they are
going to tighten up their guidelines and correct the wording in the
fine print so that these mistakes won't happen again.
I urge you to download your copy
of my EBook today.
Your price $49.95.
Limited time offer $27.00
I
was told that there is so much valuable information in this EBook I
should charge $49.95 for it. However, I want to help as many
people as possible at this critical time in their lives. So
for a
limited time I am charging $27. I don't know how long I will
be
able to continue to offer it at this price. So get your copy
today.
As your advocate I look
forward to helping you.
Much success to you as you go
forward,
Mark Elkins
Don't
delay. Get my EBook today. Start to learn what steps you need
to
take right now to get the upper hand on this foreclosure and to protect
yourself and your family.
INSTANT
ACCESS
Download
your copy NOW! You
can order any time day or night.
Copyright (C) 2008 Mark Elkins. All rights
reserved.
